Four of Pentacles Tarot Card Meaning

This Tarot card depicts a crowned man clutching a golden coin in his hands, as if either protecting it or shielding himself from the world with it. Two more pentacles rest beneath his feet, while another shines above his crown like a radiant sun. The young man's face shows a wary and distrustful expression.

In the background of the Tarot card, houses and towers of a wealthy city rise, possibly representing the domain of the character—a concentration of his power. The image on the card beautifully captures its main essence: holding onto what has been accumulated, preserving achieved success, material wealth, and social status.

When the Four of Pentacles card appears in your Tarot reading, it suggests that you can relax and not worry about the future—it's stable, predictable, and secure. Even under unfavorable circumstances, a financial crisis is unlikely to threaten you—your position is strong and resilient. You have focused all your energy and efforts on accumulating wealth and power, as well as safeguarding the assets you've already earned!

Key Meanings of the Upright Four of Pentacles

• Wealth, a secure life, lack of worries.
• Material prosperity, possessions, a good intuition.
• Inheritance, generous gift.

The reversed Four of Pentacles card signals issues in the financial realm. It's possible that you've overlooked something in your plans, putting everything at risk and leading to monetary losses. Alternatively, you might be placing too much emphasis on money, making it your ultimate goal and mourning every penny spent, denying yourself and your loved ones in an attempt to amass wealth.

However, the reversed Four of Pentacles can also reflect the opposite behavior — not knowing your limits when it comes to spending, squandering everything you've earned or inherited. If you don't change your ways, this card warns of potential collapse and poverty.

This Tarot card, when reversed, may also serve as a warning that your attachment to money and material possessions has caused you to lose faith in people, replacing beautiful emotions and creative impulses with selfish calculation. By economizing on emotions, you've pushed others away and created a vacuum around yourself. Conversations and thoughts about money poison you from within, affecting the atmosphere at home. Business and career consume all your time, leaving little for family, where relationships deteriorate daily, possibly leading to a complete breakup.

The Four of Pentacles calls for immediate change — break this vicious cycle, step beyond your protective barrier, show more sincerity in relationships with those around you, and remember the value of family and friendship in your life. Otherwise, like a miser hoarding gold, you'll wither away! Believe that joy from shared success is far brighter and stronger than solitary satisfaction!

In general, when the reversed Four of Pentacles appears in a reading, it's essential to balance the external and internal aspects of your life — don't let the Pentacles close off your heart!

Key Meanings of the Reversed Four of Pentacles Card

• Greed, avarice, hoarding, fanatical attachment to money.
• Discord with relatives, inheritance disputes, division of assets, losses.
• Stagnation, weakness, extravagance, wastefulness, impracticality.
• Dissatisfaction, obstacles in business affairs, lack of income.

In love readings, the upright Four of Pentacles indicates a desire to fully possess and belong to a beloved person, as well as a determination to maintain what has been achieved.

A single person may feel completely satisfied with their status and thus be unwilling to make changes or alter their habits. This can lead to coldness towards potential partners, selfishness, and a reluctance to engage in new relationships. In established partnerships, individuals cherish their relationship but may often argue because they are unwilling to share their partner with friends, work, or hobbies.

When reversed, the card's meaning shifts to the opposite, highlighting an exaggerated sense of possessiveness and a lack of willingness to take responsibility in the relationship.

When Reading for a Suitor or Loved One

In readings focused on a suitor or partner, the upright card suggests that your chosen one seeks stability in love. A good financial standing and a strong family are seen as the main achievements in their life.

The reversed card indicates that your partner is too focused on material wealth, which is affecting their romantic relationships negatively.

In business readings, the Four of Pentacles signifies stability in your work and finances. You've found your place in the sun, established yourself, and you're enjoying a steady income without any immediate plans for change.

For you, maintaining the current state of stability is more important than reaching for new heights or chasing after dreams. While it might not be thrilling or exciting, there is a charm in a predictable and calm life. Plans are unfolding gradually, everything is under control, and the future looks bright.

When reversed, the meaning of the card shifts to indicate an unstable state of finances and career.

When drawing a card for someone, the upright Four of Pentacles suggests a person who is satisfied with their financial situation. Their income is high and steady, making others envious!

In the reversed position, this card indicates a person who is unhappy with their material status. They view a lack of money as the root of all their problems.

When the card appears upright, it encourages you to focus on your financial independence—now is a great time for success!

If the card is reversed in a spread, it suggests taking a lighter approach to your financial issues: a negative mindset won't help you resolve them effectively.

If the card appears upright, the outlook for your situation is very promising. You have every reason to celebrate your successful and prosperous state of affairs!

In the reversed position, the forecast for your situation is uncertain. Your attitude towards money and achievements might hinder you. Try to maintain a calm approach to these matters.

With card 0, the Fool - Dissatisfaction with the workplace, modest life, pettiness.

With card 1, the Magician - Clear expense planning, frugality, low salary.

With card 2, the High Priestess - A stash, an attempt to save money, a financial deposit.

In combination with card 3, the Empress - Stable income, setting money aside for a rainy day, small savings.

With card 4, the Emperor - Low profitability, problems with promotion, a stingy suitor.

With card 5, the Hierophant - Solitary existence, a routine life, lack of means.

With card 6, the Lovers - A wealthy bride, a prudent girl, a good housekeeper, or a domestic admirer.

With card 7, the Chariot - Ill-considered investment, financial concerns, just enough salary.

With card 8, Strength - A wealthy gift, a disguised bribe, a stingy admirer or friend.

With card 9, the Hermit - Savings for old age, pension, a bank deposit, or long-term investment in securities, a stingy man.

With card 10, Wheel of Fortune - Accumulating capital, gradual growth, no risk.

With card 11, Justice - Reward, working for the government, giving or receiving bribes, a secure job.

With card 12, the Hanged Man - Loan deferment, middle class, long-term investments.

With card 13, Death - Self-treatment, loneliness, being a victim of circumstances.

With card 14, Temperance - Reserves for a rainy day, setting aside a small sum or starting to save, budgeting and concern for the future.

With card 15, the Devil - Deceiving colleagues with finances or encountering a miser, stingy person.

With card 16, the Tower - Living on the last savings, not enough until the next paycheck, stopping savings for unforeseen events.

With card 17, the Star - Illusion of financial security, dreams of increasing wealth, lack of confidence to implement a plan.

With card 18, the Moon - Thinking in terms of "what if," hiding part of the profit, setting money aside for a rainy day.

With card 19, the Sun - A home for a young family, maternity allowance for a child, middle class.

With card 20, Judgment - Missing an opportunity, lack of friends or good relationships with relatives, fear of being left with nothing.

With card 21, the World - Prejudices, biases, closed-mindedness, or limited thinking.

With the Ace of Wands — Lack of funding, strict budget, an attempt to confine oneself to certain limits, parental care, and advice.

With the Two of Wands — Considering investments, seeking approval, trying to avoid risks.

With the Three of Wands — Prudence, saving for a rainy day, the ability to set aside money for significant purchases, being thrifty.

With the Four of Wands — Painful attachment to home, profits from real estate, small savings.

With the Five of Wands — Borrowing money from relatives or the bank, accusations of cowardice, looking out for one's own interests and maintaining order.

With the Six of Wands — Gaining authority, additional income, pursuing personal interests.

With the Seven of Wands — Insisting on one's own way, stable financial position, sticking to reliable earning schemes.

With the Eight of Wands — Visiting the bank, stable financial position, receiving payments, being thrifty.

With the Nine of Wands — Being cautious, having a strict budget, planning expenses.

With the Ten of Wands — Not receiving what was promised, delayed wages, stubbornness.

With the Page of Wands — Payment delays, bank loans, a small sum.

With the Knight of Wands — Small savings, disputes over money, making a claim for inheritance.

With the Queen of Wands — Strong grip on finances, establishing a profitable enterprise, saving up for a significant purchase.

With the King of Wands — Thriftiness, firm leadership, a limited budget.

With the Ace of Swords — Thinking practically, a conservative approach to business, time-tested perspectives.

With the Two of Swords — Achieving understanding, making an agreement, studying complex documentation, or uncovering hidden pitfalls.

With the Three of Swords — Losing financial stability, parting with familiar sources of income, the danger of losing possessions and savings.

With the Four of Swords — Unemployment, spending what was saved for unforeseen circumstances, reevaluating one's attitude towards possessions.

With the Five of Swords — Concerns about safety, attempts at revenge or deception, a dangerous situation.

With the Six of Swords — Leaning towards conservatism, aiming for stability, the need for a steady income.

With the Seven of Swords — Theft, extortion, forgery, or advice leading to loss of savings, trying to get the last bit.

With the Eight of Swords — Rigidity of thinking, outdated beliefs, being overly dependent on public opinion.

With the Nine of Swords — Suffering due to one's own greed, a clingy partner or admirer, a complainer and an overly cautious person.

With the Ten of Swords — Losing stability and confidence in the future, drastic changes, fear of what lies ahead.

With the Page of Swords — Criticizing the established way of life, fighting prejudices, advocating for change.

With the Knight of Swords — Securing financing, getting a loan for developing one's own business, finding a sponsor.

With the Queen of Swords — Holding on to what is rightfully yours, having a strong will and ability to defend oneself, having good connections, preserving the main capital during challenging times.

With the King of Swords — Greed and self-centeredness, a clingy suitor, an old bachelor with a bad temper, a lack of willingness to share experience or reveal secrets.

With the Ace of Cups — Long-awaited inheritance, a pleasant or valuable gift, increase in capital.

With the Two of Cups — When everything is satisfactory, pleasant cooperation, contentment and feeling settled.

With the Three of Cups — Borrowing money from friends, not revealing the existence of savings, benefiting from social connections.

With the Four of Cups — Having savings for a rainy day, not succumbing to persuasion, careful fact-checking.

With the Five of Cups — Tired of economizing, self-restraint, financial stability.

With the Six of Cups — Concealing one's vulnerability, hiding true feelings, acting indifferent.

With the Seven of Cups — Earning through inspiration, the labor of a writer or artist, artistic creations.

With the Eight of Cups — Mercantilism, unwillingness to share one's secrets and engage in relationships, avoiding risks.

With the Nine of Cups — Modest ambitions, finding joy in small things, a sober approach to savings.

With the Ten of Cups — A small reserve for a rainy day, a modest family, setting aside money for children's education.

With the Page of Cups — A well-thought-out contract or decision, self-confidence, enthusiasm, and hope for the future.

With the Knight of Cups — A generous gesture, giving away one's savings, helping others with the last of one's money.

With the Queen of Cups — A practical and hospitable hostess, a caring mother or wife, financial assistance from close relatives.

With the King of Cups — Financial security, having just enough without extravagance, the ability to enjoy what one has.

With the Ace of Pentacles — An underground millionaire, miser, or someone who pretends to be less well-off, saving little by little, setting aside for emergencies.

With the Two of Pentacles — Trying to hold on to what you have, desiring to acquire something unnecessary, reevaluating your attitude towards expenses and spending in general.

With the Three of Pentacles — Restoring depleted savings, having a single source of income, working towards a specific goal, interest in business development.

With the Five of Pentacles — The miser pays twice, missed opportunities, loss of health, limited mobility, destructive stubbornness.

With the Six of Pentacles — Giving away your last savings, counting every penny, being economical with yourself.

With the Seven of Pentacles — Investing everything you have, expecting profit, feeling nervous and constantly worried.

With the Eight of Pentacles — Working only for yourself, putting money first, being content with your current situation, the ability to save for the future.

With the Nine of Pentacles — Living off past savings, earning interest on investments, receiving a large inheritance.

With the Ten of Pentacles — A family with sufficient means, thrifty relatives, a family habit of saving, a joint family fund or business with relatives.

With the Page of Pentacles — A thrifty young woman, education on a government scholarship, school education, a diligent student.

With the Knight of Pentacles — A risk-averse person, gradual progress towards a comfortable life, consistency in actions, continuous planning.

With the Queen of Pentacles — A prudent lady, a careful buyer, the ability to find advantageous offers.

With the King of Pentacles — Being thorough, knowing the value of money and one's own skills, valuing one's time, engaging with a tutor.